A detailed guide to car accident claims
Sadly, car accidents are one of the most common incidents in the UK. If you sustained injuries (either mild or severe) in a road traffic accident and was never your fault, it will be right for you to think of making a compensation claim. Surprisingly, whiplash claims are some of the most common accident claims cases we handle. In this guide, we will explain everything you need to know about claiming for a road traffic accident you were involved in. It will inform you of compensation payout amounts, prevalent road traffic accident injuries, eligibility, and how to go about the claim process. You will also find comprehensive details on how you can easily get in touch with us for more information.
What is a car accident?
A car accident is any type of incident that involves a car. This could be a situation whereby two cars collide. It could also be a car colliding with a motorbike or bicycle. Or, it could be an incident whereby a pedestrian gets injured due to a vehicle. So long as you were not to blame, you can launch a compensation case.
The steps to take if you have been involved in a car accident
When it comes to making a car accident claim not my fault, you need to take the steps to gather as much evidence as possible. This involves taking photographs of the scene, as well as getting the contact information of the driver and any witnesses too. Make sure you note some details of the other vehicles involved as well. Needless to say, you should also see a doctor as soon as possible. This is not only vital for your health, but also in terms of building a strong case.
How to begin your road traffic accident compensation claim
Car accident claims whiplash claims and so on all follow a similar process. Once you call us, we will provide you with a consultation, free of charge. This involves one of our advisors asking you some questions, so they can better understand your case, and they can provide you with the best possible advice. You can also ask us any questions you have. We will then assign you the best No Win No Fee solicitor to work on your case. If you need to be seen by a doctor, we can also sort this for you.
A lot of people ask us when it comes to car accident compensation how long does it take? We wish we could give you a definitive answer to this, but every case is different. Some claims are straightforward and are finalised within a matter of months, others are more complex and can take over a year. Once you call us, we can give you a better understanding regarding your case. An important factor to note is that you only have three years from the date of the accident to make a claim, so don’t delay.
Fatal car accident claims
When it comes to fatal car accidents, you can make a claim to cover the cost of a funeral, as well as claiming for loss of companionship. You can also claim for general damages, medical expenses, and punitive damages. To do this, you must be a family member of the deceased or a dependant of the deceased.
Claiming for a car accident that has happened at work
If you have been injured while you were at work, you will be able to make a claim for compensation if it was not your fault. You need to show that your employer is to blame for the incident. There are many different ways your employer could be at fault. This includes failing to maintain the vehicles used, a lack of training, and failure to carry out risk assessments. A lot of people are fearful about claiming against their employer, as they worry they will face consequences if they do, i.e. they may lose their job. This is something you shouldn’t worry about, as your employer is only going to land him or herself in further trouble if you lose your job.
What should you do immediately after a car accident in the UK?
Ranging from car accidents involving motorcycle to pedestrian accidents, no matter the kind of road traffic incident you have been a victim of, there are several steps you should take immediately afterward. It includes:
Check all the passengers and everyone else involved in the accident: You need to quickly check on everyone involved in the crash to find out whether some of them might need urgent medical attention or not. However, if they do, immediately call an ambulance. Perhaps, if your injuries are minimal, make sure you visit the hospital as soon as possible.
Call the police immediately: Calling the police after a car accident isn’t always necessary. It depends on the situation. If someone is seriously or fatally hurt, you should call the police. If a crime has been committed, i.e. if you have been involved in a car accident hit and run, you need to call the police. If the accident is a risk to oncoming traffic, again, you must call the police.
Watch what you say – One of the biggest mistakes people make is saying too much after a car crash. You need to make sure you do not implicate yourself. When things are heated, it can be easy to let your mouth run away with you. This is why you need to say as little as possible.
Get contact details – Finally, you need to make sure you get the contact details of the other driver involved in the crash, as well as any witnesses. Witness statements can really help to strengthen your case for compensation.
What should you do if you have been involved in a car accident and it was your fault?
If you have been the victim of a car crash, it is incredibly unlikely you will be able to make a claim for compensation. Nevertheless, if you were partly responsible, you may still be able to make a claim. However, the amount of money you receive will be much lower to mirror your involvement in the accident. The best thing to do is to give us a call and we will be able to advise you further. It is also important to note that you shouldn’t say anything that implicates you after the crash. You may assume the incident was your fault, but something may come to light that will prove the other drive was actually to blame, for example, they may have been over the drink-drive limit at the time of the accident.
Can you claim if a child has been hurt in a car crash?
Car accidents involving children can be incredibly traumatic. You can raise car accidents children claims if you are the child’s parent or legal guardian. In most cases, the money will be put into a trust into the child reaches the age of 18. If you do not claim on your child’s behalf, they will be able to do so once they reach their 18th birthday. They will have three years from this date to claim.
What can be claimed for when making a road traffic accident claim?
Car accident claim payouts cover the following:
General damages – This refers to the payout you will receive for the injuries you have sustained. It covers the pain and suffering you have been subject to. The amount you receive will be determined by taking into account the report put together by your doctor. This highlights why it is critical to see a medical professional when you have been injured.
Special damages – This refers to the compensation you receive to cover the out-of-pocket expenses you have been subject to. This ranges from income lost and counselling expenses to the price of travel, childcare, and accommodation adaptions to help you live with your injuries. In order to claim for these expenses, you need to document them and keep proof too. So, make sure you keep a hold of your receipts and any other suitable documents too.
The most common types of injuries suffered in car accidents
There are many different types of injuries that can be suffered as a consequence of a road traffic accident. Below, we will go over some of the most common types of injuries we have launched claims for…
Psychological injuries – Psychological injuries are just as important as physical injuries, and we will make sure you get the compensation you deserve. A lot of people suffer psychological injuries when they have been involved in a motor vehicle accident because they have witnessed something traumatic. Injuries can be short or long-term, and they include the likes of emotional distress, continual anxiety, depression, and PST, otherwise known as posttraumatic stress disorder.
Internal injuries – Internal injuries can arise due to the impact of a road traffic accident. This includes injuries to the heart, aorta, lungs, liver, spleen, kidneys, and bowels.
Facial injuries – Facial injuries are quite common in a car accident. These injuries can be caused by the steering wheel, shattered glass and many other elements of the vehicle. Such injuries range in severity. Severe injuries include dental injuries and serious jaw disorders. Minor injuries range from bruises to scrapes.
Back injuries – The lower back tends to be the part of the back that suffers the most damage in a car crash. This includes everything ranging from sprains and strains to herniated discs. Unfortunately, such injuries can cause long lasting discomfort and pain.
Spinal cord injuries – Spinal cord damage happens when there is a tear into the spinal cord tissue or bruising, which has happened due to displaced ligaments, disc material, and displaced bone fragments. Loss of feeling and function often happen as a consequence of such injuries.
Neck injuries – Neck injuries often happen due to car crashes. This ranges from mild forms of whiplash to more serious injuries, including disc injuries and cervical dislocation.
Brain and head injuries – During a road traffic accident, a person’s head can hit an object violently, which can result in a brain or head injury, which is one of the most debilitating and common injuries suffered by drivers. Symptoms range from minor to severe, depending on the injury.
How much compensation will I receive if I make a claim for a car accident?
One thing a lot of our clients want to know, and understandably so, is how much compensation they will receive if they make a claim. While browsing online, you will have, no doubt, come across a car accident compensation calculator. You can use a car accident claims calculator for a rough estimate of what you may receive, but nothing more. It’s important to recognise that every claim for compensation is different to the next. So, if a solicitor promises you a certain amount of money, please do not pin your hopes on this. It’s not possible to give a specific quote. However, we can give you an understanding of the average compensation for car accident claims. In the table below, we reveal the average payouts for injuries relating to road traffic accidents.
Car accident claims under the conditional fee agreement
From car accidents involving bicycles to uninsured road traffic accident claims, we handle all claims on a No Win No Fee basis. This is also known as the conditional fee agreement. It was introduced to make legal aid more accessible. Under this approach, you are only going to pay legal fees if your case is successful. It means that there are no large upfront payments and that anyone – no matter their financial situation – can make a claim. It also makes solicitors more responsible, as they are going to be impacted by the service they provide. If a solicitor does not put in the required effort, the claim is lost, and they don’t get paid a penny. This makes your solicitor accountable, which results in a much better service. It also gives you peace of mind. You know that you won’t find yourself in a situation whereby you have a massive legal bill to fund yet you do not have any compensation to fund it with.
Why should you choose Accident Claims as your claims service when making a car accident claim?
At Accident Claims, we believe our claims service stands out from the other services available in the UK. We have an abundance of experience in the industry. Over the past 40 years, we have secured millions of pounds of compensation for our clients. Unlike other firms, it is not only our aim to secure a payout; it is our aim to secure the maximum car crash compensation payouts. We have an excellent track record for achieving this. We also pride ourselves on treating our customers well. We know that you are going through an incredibly difficult time at the moment, and you can rest assured that we will be mindful of this at all times. Take a look at some of the comments that have been left by our previous clients and we are certain that this will put your mind at ease. If you are looking for the best car accident claim company, we are certain you won’t find any better.
Call us today for FREE advice and to begin making a claim
If you are ready to make a claim, you can reach our experienced team on 0333 006 2661. You can also request a call back via our website if you would prefer. We can answer any concerns or queries you may have, as well as talking you through the car accident claims process. So, what are you waiting? Start your claim for car accident compensation today.